Toolbox Mortgage


As part of Hallmark Home Mortgage’s commitment to our communities, they have developed the Toolbox Mortgage. The Toolbox Mortgage was designed to help a buyer take a home that they “like” and turn it into a home that they “love.”  The program allows for repairs, updates, and/or add-on to their home. The Toolbox Mortgage is available for anyone interested in purchasing or refinancing a home that is in need of renovations. It streamlines the borrowing process by allowing the cost of renovations to be included in the mortgage. Many homes that are in need of renovations could possibly be sold at a reduced price because of updating and needed repairs, creating positive equity. *Restrictions apply.

  • Buyers have the option of using a Hallmark approved renovation builder. The builder approval process is based on the builders experience and past customer referrals
  • Allows for 2-3 QuickDraws of renovation funds. All draws are handled locally
  • Encourages neighborhood and community improvements
  • Offers financing on homes that need renovation thus aids stabilization of property values

*Not available on all loan products.


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©2017 NORIS.All rights reserved. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program of the NORIS MLS. Real estate listings held by brokerage firms other than The Larry Cain Group are marked with the BR logo and detailed information about them includes the name of the listing brokers. Information provided is for consumer's personal, non-commericial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The Larry Cain Group does not display the entire NORIS database on this website. The listings of some real estate broker age firms have been excluded. IDX data is deemed reliable but is not guaranteed. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. Information last updated on 2017-07-26


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Larry Cain

Larry Cain
The Larry Cain Group
Toledo, OH 43614

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